Wednesday, August 28, 2013
Thursday, July 25, 2013
Saturday, July 20, 2013
Wednesday, May 1, 2013
The Concept and the Reality.

In my last job I worked as a property inspector that verified the replacement cost of homes for insurance companies. We did not work for a single company, we contracted with many of them nationwide.
In order for me to get this job, I had to take an online training course that was rigorous and timed. I had two weeks to pass 15 tests in order to be accepted. This was a contract job that was supposed to be part-time, where I worked out of my home.
During this training course, they taught us about the corporate culture and how we were supposed to represent the various companies that we worked for. We were also told about the various criteria by which our work would be judged and graded.
The job was to inspect the inside and outside of the insured residence and complete a report online and e-mail it back to the company. We were not to discuss policy or what the company may or may not do with the reports that were filed. We had to wear a tie, be courteous, not swear, etc, etc….
However, when I started actually doing the work, a few things became very clear. We were expected to have a 75% completion rate on cases within 10 working days. We were required to make three phone calls to the insured and attempt to see the house (risk) within 3 days of assignment.
The only problems were these. Most homeowners do not use their phones as a primary form of communications. They no longer have land lines, and they use their cell phones only for family communication and texting. If they see a strange number come up on their cell phone, they don’t answer.
The other problem is that most homes are not owner occupied. While home sales are going up, they are not being purchased by homeowners; they are being purchased by speculator and landlords as rentals, and thereby are managed by property managers. Getting hold of the insured, then finding out their property managers, getting hold of them, who then have to contact the tenants to schedule an appointment sort of blew the whole 75% completion rate in 10 days out of the water.
While this was a nice job, it was supposed to be a part time, work from home deal, and with the various problems I was running into, it was evident that it was a 40+ hour a week job that I was netting less than minimum wage for, so I eventually found something better.
I ran into one of my counterparts as I was starting my new job and discussed how difficult it was to meet the expectations of the company based on the phone / landlord issues. He sort of laughed at me and told me that he usually inspected 8 to 10 hours a DAY with no problem. Stunned I asked him how the hell he was able to schedule so many appointments.
He said it was simple; you call up the insured and leave them a voice mail that states if I can’t see you house in 48 hours your insurance policy will be canceled. Stunned, I reminded him that was against company policy. He laughed and replied, “That is window dressing for the clients, if you want to make money and meet quota you have to knock some heads. Policyholders and Property Managers are idiots.”
I just can’t work this way. I guess I just don’t have what it takes to screw people. But it appears that is what is necessary if you want to work in today’s modern world.
Monday, April 15, 2013
Lucky Dog
Friday, April 12, 2013
The Fire In The Belly
Monday, February 18, 2013
The Nightly Propaganda, with Bryan Williams
The news of the last few days is getting me more and more upset. Either the public's fascination with anxiety and stress is becoming overwhelming, or the media is playing to your fears more and more to sell you toothpaste and pharmaceuticals. Just this past week:
The Carnival Triumph Cruise Ship. Ow the humanity! All these whiny little middle class working stiffs are crying and moaning because their floating Motel 6 ran out of air conditioning and free lobster. What they are really whining about is that they paid for something and didn't get their monies worth. This is headline news? We're they ever in danger of drowning?, starving?, immanent death?....No. Even on a stranded cruise ship they were living lives better than the average African or South American. Jeez, grow up people...shit happens. But the media makes one huge deal out of it because of the "human" drama.
The Russian Meteor Disaster. Ow, the sky is falling! Granted this was valid news, and great video to watch, thanks for the update. But the next day...same story, same video...but with experts from community colleges and cults telling us just how bad this could have been and that we might all be killed by space debris at any second! Ow My...Lions & Tigers & Bears!!! Wake up folks, this could have happened at any time in the last 2 million years and there is nothing we can do about it in the future! Why don't you just carry on, you can't prevent hurricanes, earthquakes or volcanoes either. The universe is a dangerous place, if you want to save your children, invest in the space program, don't watch the damn anxiety news shows!
The Illegal Aliens Are Coming, Run For Your Lives! We live 5 miles from the Mexico border. Contrary to what you might hear and read, there isn't a problem with illegal immigrants filing through our front yard or sleeping in our garage. Far from it. Yet every month we see a news story on the national media about columns of drug smugglers filing across ranches in Southern Arizona and how Americans are in fear of their lives. Bullshit. I am sure it exists to a degree, but not to the extent that the media plays it up. Border Patrol agents and law enforcement are thick as thieves where we live. If their are illegals here they sure don't want to stick around. I would be more concerned about the thousands of meth-labs in major metropolitan areas that are cranking out drugs right next door to you, than a few Mexicans sneaking marijuana across the border. The media is whipping up fear to make you vote a specific way and trying to bias your opinion.
Remember, for every news story you see or read in the media, there is an alternate view, but that view isn't backed by folks who want to sell you things you don't need.






